Send Money Home > Terms and conditions

SendMoneyHome.org Terms and Conditions of Use

These terms and conditions detail how the sendmoneyhome.orgTM website (the "Website") can be used. If you use the Website, you agree to be bound by these terms and conditions.

In these terms and conditions, "we" and "us" means sendmoneyhome.orgTM, which is a brand service created by Profile Business Intelligence Ltd (company number 5881052) whose registered address is 1st Floor Mermaid House, 2 Puddle Dock, London, EC4V 3DS, UK

1. Access to the Website and content

We will endeavour to maintain the Website and the service provided through it, and allow uninterrupted access to the Website. However, we may need to temporarily suspend, restrict or terminate the service for operational reasons (eg. for repairs, planned maintenance or upgrades). We shall endeavour to restore the service as soon as possible after any suspension. Notwithstanding this, no guarantees are given as to the availability of this Website and we shall not be liable for any suspension.

We reserve the right to change, modify, substitute, suspend or remove without notice any information or service on the Website from time to time. You are deemed to accept such amendments by your continued use of the Website.

The service contains links to other internet websites and resources. We assume no responsibility or liability for the content or services of such websites. We provide these links to you only as a convenience, and the inclusion of any link does not imply endorsement by us of the websites. We suggest that you review the terms of use and privacy policy of such external links prior to use of them.

2. Using our service

We provide a comprehensive and detailed source of information comparing a wide range of products available for remitting money worldwide. Such advice and information is provided by third parties and therefore, we accept no liability for any inaccuracies or errors in that information.
We grant you a non-exclusive, revocable, non-transferable licence to use the software on our server to access and collect information from the websites of third party providers as permitted by use of our service.

Using our service allows you to access software on our server which you are licensed to use, to obtain information held on our Website or from the websites of third party providers. You acknowledge and agree that when you access and collect information from the third party sites using our software, you do so on your own behalf and that you have not appointed us to act as your agent. We simply make our service and software available to you, by which you may access collated information from third party sites.

You may only use the service for lawful purposes, and in particular, you may not use the service in breach of copyright or other intellectual property rights, or to transmit defamatory, offensive or abusive material.

We may provide new or additional services through the Website from time to time. Your use of those services may be subject to additional terms and conditions, which you must comply with. Those terms shall be notified to you on the Website and any failure by you to you comply with them will amount to a breach of this agreement.

3. Copyright and Intellectual Property

The material featured on this Website is subject to UK copyright protection. Authorisation to reproduce any material, trade marks or other proprietary information on this Website must be obtained from Profile Business Intelligence Ltd, except that the copyright protected material on this Website may be reproduced free of charge in any format or medium in order to carry out research for non-commercial purposes, for private study [or for internal circulation within an organisation]. This is subject to the material being reproduced accurately and not used in a misleading context. The material must be acknowledged as accreditable to Profile Business Intelligence Ltd and you must give the title of the source document/publication.

Authorisation to reproduce any material on this Website which is identified as being the copyright of a third party must be obtained from the copyright holders concerned.

No part of the Website may be reproduced on, or transmitted to or stored in any other website or other form of electronic retrieval system, other than where prior written consent is given by us.

All rights in the sendmoneyhome.orgTM trade mark are owned by Profile Business Intelligence Ltd. Other product and company names mentioned on this Website are the trademarks or registered trademarks of their respective owners.

4. Disclaimer

By using the information on this Website (www.sendmoneyhome.org) or in any leaflet / publication obtained or provided in relation to this Website, you agree to the terms of this disclaimer. If you do not agree to these terms, you must not use this information. The information provided is not advice and you must consider which products or services are most appropriate for you, taking into account your individual circumstances and taking appropriate expert advice. We do not make any representation about the suitability of information, products or services on this Website for any purpose. You assume all responsibility and risk for use of this Website.

You should never use any of the products or services included on this Website (or in any leaflet or publication obtained or provided in relation to this Website) solely on the basis of the information provided. The details of products and services are provided by third parties, including but not limited to banks, building societies and money transfer operators, which may not be accurate, definitive or up to date and are subject to change. We shall not be responsible for any incorrect or inaccurate content posted or provided by third parties in connection with the service. Accordingly, you acknowledge that any reliance upon such content is at your own risk.

You should always take the exchange rate into account as well as transfer fees. You should always check information with the relevant provider before using any of the products or services mentioned. Liability to any party for any pecuniary losses whatsoever or howsoever arising in connection with the information on this Website (or in any leaflet or publication obtained or provided in relation to this website), whether in consequence of any misrepresentation (other than fraudulent misrepresentation), misstatement or omission including negligence or otherwise, is excluded to the fullest extent permitted by law.

The continual maintenance and development of this Website is supported through various development agencies and advertising. Although we have carefully selected which companies may advertise their products and services, we do not necessarily endorse using those products.
We accept no liability in contract, tort (including negligence) or otherwise for:

Any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, technical malfunctions, viruses or other harmful components, unauthorised access to or alteration of user communications;
any inability to gain access to the service as a result of routine or emergency maintenance on the system, upgrades or excessive demand for the service;
loss of data, including data transmitted by you and other data held by you or ourselves;
delay, suspension or failure in receiving material;
indirect or consequential losses (including but not limited to loss of revenue, business, anticipated savings or profits) arising out of or in connection with the provision of or failure to provide the service, or information available from the service.

5. Exclusion of liability for third party providers' products and services

You can apply for and buy a number of products and services via [links on] the Website. Please be aware that all of the products and services that appear on the Website are not provided by us and are provided by third parties over whom we do not have control. Therefore, should you have a complaint concerning any product or service, you will need to address that complaint directly to the third party provider.

The links on this Website will let you leave our site. The linked sites are not under our control and we are not responsible for the content of any linked site or any changes to such sites.

6. Your obligations

You acknowledge and agree that you may be required to complete a registration process. By completing the online registration procedure, you indicate acceptance of these terms and will have entered into a legally binding contract for the provision of the service. The registration process includes the creation of a username and password in order for you to access your sendmoneyhome.org account; you may save and access searches you have made on this Website and store personal data.

You warrant that you have taken all reasonable precautions to ensure that any data you submit to the Website is not misleading and is true and accurate and free from viruses and anything else which may have a contaminating or destructive effect on any part of the Website or any other technology. You agree to notify us of any changes to the information you provide. We reserve the right to refuse to grant you a username or nickname that impersonates someone else, is protected by trademark or proprietary law, or is vulgar or otherwise offensive, as determined by us in our absolute discretion.

Any password allocated to, or created by you to enable you to use the services provided by this Website shall be kept strictly confidential by you. You agree to keep this password safe and not to disclose it to anyone. You agree to immediately notify us if any unauthorised third party becomes aware of that password. You agree that any person to whom your password is disclosed is authorised to act as your agent on this Website. You agree to take all steps necessary to prevent unauthorised access to your sendmoneyhome.org account via any computer used to access your account and you may not use anyone else’s account at any time.

Upon acceptance of the Terms and Conditions for sendmoneyhome.org, your email address must be validated before your account can be activated for future use. An email will be dispatched to the e-mail address you supply with instructions on how to do this.

You agree to indemnify us from and against any claim brought by a third party resulting from your use of the service or any unauthorised use and in respect of all losses, costs, actions, claims, expenses or liabilities suffered or incurred by us in consequence of your breach or non-observance of these terms.

7. Data protection

The information that you provide about yourself to sendmoneyhome.org will only be used in accordance with its Privacy Policy. The Privacy Policy does not apply to third party sites.
If you feel that any information that we hold about you is incorrect, then you should contact us in order that the incorrect information may be corrected as soon as possible.

8. Termination

You may unsubscribe from the service by notifying us at:subscriptions@sendmoneyhome.org. We shall deactivate your account within 48 hours on receipt of such notice from you.

We may terminate or suspend your access to the Website and the services within it at any time and for any reason, without notice to you.
All disclaimers, indemnities and exclusions in these terms and conditions shall survive termination of the agreement between us for any reason.

9. General

We may modify these terms and conditions at any time. Your continued use of the Website signifies your acceptance of such modifications.
We may assign or transfer our rights under these terms and conditions to a third party at any time. In such circumstances, the third party shall assume all of our obligations and we shall be relieved of any and all liability under this agreement.
If any provision of these terms and conditions is held to be invalid or unenforceable in whole or in part, the validity of the other provisions of these terms and conditions shall not be affected.

No third parties shall have any rights under this Agreement.

In the event of any dispute between you and us, both of us agree that such dispute shall first be subject to mediation. However, if both of us are unable to reach a compromise, both of us will be free to conduct litigation in the Courts of England.

The construction, validity and performance of these terms and conditions shall be governed by English law and the parties hereto agree to submit to the exclusive jurisdiction of the English courts.